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From April 2021 the
Help to Buy Scheme is Changing

A typical example of a Help to Buy Equity Loan

With the Government backed scheme, you could be moving into any Croudace Home with a 5% deposit and a 75% mortgage.

What you need to know

  • You only require a 5% deposit (on homes up to £600,000)
  • The Government will provide you with up to 20% of the property's value in an equity loan
  • This loan can be repaid at any time, within 25 years or on the sale of your home
  • It is interest free for 5 years
  • A fee of 1.75% after the 5 years (rises annually with the increase of RPI inflation)
  • Your home may be repossessed if you do not keep up with repayments on a mortgage or any other debt secured on it

Help to Buy Calculator

Find out what you could afford with our Help to Buy calculator:

Enter home price:
Your 5% deposit
20% Government loan
Mortgage Required